About Insurance
Insurance plays a crucial role in creating financial stability. Whether safeguarding health, protecting income, or covering assets, it provides a reliable shield.
At Triofinserve, we simplify insurance choices through transparent guidance and tailored strategies.
Types of Insurance
Explore the categories offered by Triofinserve.
Life Insurance
Life Insurance secures your family’s long-term financial future. Whether it is income replacement, wealth creation, legacy planning, or meeting future milestones, Triofinserve helps you choose structured policies tailored to match your risk profile, aspirations, and responsibilities.
What Happens If You’re Not Life Insured?
Without life insurance, your family may struggle to manage monthly expenses, EMIs, and long-term commitments.
Outstanding loans and liabilities may shift entirely to dependents, causing long-term financial stress.
Education and marriage goals may be compromised due to lack of structured financial planning.
Absence of protection makes it difficult to build generational wealth or long-term security.
Insurance is not an expense - it is a financial safeguard that protects everything you’re building.
Benefits
Financial Protection for Family
Ensures uninterrupted financial support for loved ones in case of uncertainties.
Goal-Oriented Savings
Helps structure funds for education, marriage, or retirement through disciplined investing.
Tax Optimisation
Claim benefits under Section 80C and 10(10D) for overall tax efficiency.
Long-Term Stability
Offers lifelong protection options that support legacy and generational wealth planning.
Real-Life Examples for Better Understanding
Rakesh and Meera want long-term protection while planning for their daughter’s future.
They choose a term plan with child benefit riders for strong financial security.
Eligibility & Criteria for Life Insurance
Age Eligibility
Term plans available from ages 18 to 65, with coverage extending up to age 99 depending on insurer guidelines.
Citizenship Requirements
Indian residents are eligible; NRIs can also apply depending on insurer compliance frameworks.
Medical Tests
Health check-ups may be mandatory for high coverage amounts or individuals with medical history.
Lifestyle Factors
Smoking, drinking, or high-risk occupations may increase premiums or require additional underwriting.